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Opening a Bank Account in Poland

Opening a Bank Account in Poland

Updated on Friday 11th September 2015

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Why invest in Poland

Poland has one of Europe’s most promising markets. The country offers many business opportunities and foreign investors are welcomed through a series of incentives and Special Economic Zones. If you want to invest in Poland, our Polish law firm can help you with all the formalities needed for opening a company and opening a bank account for business or personal purposes.

Banking in Poland

Poland joined the European Union in 2004 but has not yet adopted the Euro. The Zloty (PLN) is the Polish currency. Each Polish zloty is sub-divided into 100 groszy. Coins are available for small values, such as 1, 2, 5, 10, 20 and 50 groszy and 1, 2 and 5 PLN. Notes are available for 10, 20, 50, 100 and 200 PLN.
A bank account in Poland is useful for business owners who run different types of companies in Poland, as well as for foreign employees in Poland who must receive their remuneration.  Polish residents and non-residents can open bank accounts in all the convertible currencies, as well as zloty. 
Many important banks have opened branches in Poland and most large Polish banks offer services both in English and in Polish.  Some banks even offer online options for accessing the necessary forms for opening a bank account
Our law firm in Poland can help you with additional information about banking fees and types of services offered by banks in Poland.

How to open a bank account in Poland

The necessary documents for opening a bank account in Poland are a passport or residency card for expats who obtained residency permits in Poland. Monthly fees are required for maintaining a bank account in Poland and other fees may apply is the client required additional services. Charges for transactions and debit orders are also applicable. These fees can vary depending on the chosen bank.
Bank accounts in Poland comply with the IBAN format. This format is also used for international money transfers. Credit cards are widely accepted in Poland and ATMs can be used for cash withdrawal.
Please contact our attorneys in Poland if you are interested in opening a bank account in Poland. Our team can help you throughout the entire procedure.


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